A traditional approach to grow your nest egg
Our Wealth Accumulator Models (WAM) have the highest level of risk and the longest time horizon to achieve their goals. WAM's allocations are static, regardless of the market environment, with assets invested entirely in exchange-traded funds. This model is best suited for people who are earlier in their careers with time on their side, and/or have the ability to meaningfully contribute to their account during negative market timeframes. In fact, CWM has built a program specifically to meet the needs of those who are just starting on their investment journeys. Read more about Starting Strong here.
WAM is also a good option for any investors who have designated specific portions of their portfolio for long-term investment, such as a 401(k) account intended to be used in retirement in a few decades’ time.
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No investment strategy can guarantee a profit or protect against loss. Investing involves risk including the potential loss of principal.
Wealth Accumulator Models
In Action
This more traditional, buy-and-hold approach to investing can help grow your nest egg in the early years, before you shift to lower-risk strategies. Wealth accumulator models’ bias – ratio of stocks to bonds – can vary from very aggressive (100% stocks, 0% bonds) to balanced (60% stocks and 40% bonds), or land somewhere in between. Once set, WAM funds do not deviate from their biases. These models are intended to be assessed annually, to ensure they’re taking advantage of best-in-class funds.
History has shown us that over a long enough time period, the market trends upward. This is where time comes in. With this aggressive approach comes risk of losses – which can be scary in the short term. These funds are positioned to capture the most upside possible during market rallies.
Target your Real Return
Schedule a complimentary, no-pressure phone call with a CWM financial advisor today.