Recorded March 25, 2025
The information presented in this webinar is from sources Comprehensive Wealth Management believes to be reliable; however, we cannot guarantee or represent that it is accurate or complete.
Any strategy described may not be suitable for all individuals. Examples are provided for illustrative purposes only, and no representation is made that a person acting on these examples will achieve the results shown. Because investors’ situations and objectives vary, this information is not intended to indicate suitability for any particular investor.
The information provided here is intended to be educational and opinions presented are for general information only and are not intended to provide specific advice or recommendations for any individual.
The market indexes discussed are unmanaged and generally considered representative of their respective markets. Individuals cannot directly invest in unmanaged indexes. Past performance does not guarantee future results. The return and principal value of investments will fluctuate as market conditions changed. When sold, investments may be worth more or less than their original cost.
The Performance Targeting System (PTS)™ is an exclusive investment strategy developed by the investment professionals at Comprehensive Wealth Management, LLC. The PTS is based around the idea that portfolios with stable annualized gains, and smaller drawdowns, are preferable to comparable models that try to maximize yearly returns with occasional but significant losses. Utilizing a variety of metrics, the PTS modeling process indicates the ratio of risk versus Safe Assets a portfolio should maintain in order to help maximize long-term returns (five years or more). Risk assets are targeted to perform better in years with rising equity markets, and Safe Assets are targeted to perform better in years with falling equity markets. This process potentially allows for overvalued assets to be sold ahead of significant market corrections and undervalued assets to be potentially purchased prior to significant rallies. By working to anticipate the longer-term multi-year market move, the goal of PTS models is to help obtain higher than average benchmark returns with less volatility. No system or strategy can by itself be used to consistently determine which securities to buy or sell or when to buy or sell them. The PTS system was developed using historical data that might not be indicative of future events.
This information has been prepared for informational purposes only and is not a solicitation or an offer to buy an security or investment or to participate in any trading strategy. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice as individual situations will vary. For specific advice about your situation, please consult with a financial professional. Past performance is no guarantee of future results.
The Extended Savings program accounts must have a minimum balance of $25,000 and are available to households with a CWM-managed portfolio of at least $250,000. CWM will continue to charge a fee on existing cash and/or money market positions held in your managed accounts. See your CWM Financial Advisor for additional restrictions.
The Risk Exposure and Income Slide uses the results of internal portfolio models to illustrate relative risk and yield. “Beta” is a measure of risk or volatility of our models as compared to the market as a whole, and we have used the S&P 500 to represent the “market.” “Yield” represents the estimated annual income generated from the models and the S&P 500 and does not reflect any adjustment for fees or expenses. Our models are overseen by our Chief Investment Officer and are updated as frequently as needed to reflect changes to specific holdings or allocation weights. Results are calculated based on end-of-day pricing for model holdings. While our models are maintained and updated in real time, the results of our models are still considered “hypothetical” because they do not reflect the results of any actual portfolio managed by CWM. Actual client portfolios will vary from models based on such factors as timing of investment and length of time the portfolio was managed by CWM; client-specific cash flow requirements; differences in pricing due to any lags between the date the models were updated and related portfolio changes were implemented; and the possible inclusion of legacy or other client-requested positions that differ from model holdings. Actual client results may differ materially from model results, and past model results are not a guarantee of future results. The S&P 500 differs substantially from our models and our portfolios, including the fact that it is comprised entirely of large-cap US equities and is more diversified than our models and portfolios.
